It is known that in any country, its spending will not be equal to its income unless the legislature makes “balancing the budget” a goal. The setting of goals causes one to focus time and energy on desired results. As admirable as this process might be, the setting of goals does not guarantee accomplishment. It only gives a government, business or person a target. Many people, at the beginning of a new year, take time to list their goals and objectives for that year. With a rush of enthusiasm and fresh motivation, they excitedly dream and plan the accomplishments they anticipate in their finances and careers. However, for many people, within weeks, this enthusiasm has diminished or has been lost altogether. This happens because many of the plans, goals and projects become bogged down in the “muddy marsh” of inertia. Others sink altogether in the “quicksand” of discouragement. This result does not need to be your fate. You can greatly boost the probability of carrying out your resolutions by following these simple strategies:

1)BE REALISTIC: Set levels of achievement that is believable and attainable. If you succeed in achieving, or going beyond these levels, that’s great. Then you can set new goals.

2)DON’T SET TOO MANY: If you try to change and/or improve too many things at once, you could easily become discouraged. IT is better to identify one or two deeply seeded desires or needs for change and concentrate on them.

3)SET GOALS IN MULTIPLE AREAS: Don’t get caught in the trap of setting only financial and career goals. Plan for increase in other areas; physical, mental, spiritual etc.

4)DIVIDE INTO SMALLER STRATEGIES: Avoid being overwhelmed by large tasks. Break down your big goals into smaller units.

5)KEEP YOURSELF MOTIVATED: Do what is necessary to keep the desire for change strong. Display pictures presenting your targets. Think about the benefits of succeeding. Keep positive input strong.

6)AVOID EXCUSES: Don’t let misses become excuses for quitting. If you slip, then begin again.

7)PRAY: Prayer is an empowering force that can help you to break old habits. Keep in mind that even though the creation of goals is important, it is only through sustained action that you can experience change. How can you better sustain action for reaching your goals? —The Answer is, PRESS TOWARDS THE MARK

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